Loans

Understanding Your Loan Options

Valpo offers a variety of loan opportunities to help make your education affordable. Whether you’re a student or parent, you’ll find federal, private, and institutional loan programs with competitive rates and flexible terms. Use the resources below to explore your options, complete required steps, and make informed decisions about borrowing.

First Things First

Let’s Explore

Exit Counseling

Important Federal Student Aid Changes

Federal Student Loans

Private Loans

Loan Repayment Assistance Program (LRAP)

Loans

Valpo participates in federal and private loan programs, as well as offering several endowed loan programs. Loans based on need do not accrue any interest while the student remains in school at least 1/2 time, and all loans have competitive interest rates. Loans are available for both student borrowers and parents of students. NOTE: many options on some of the federal sites require a StudentAid.gov to log in. The link below will bring you to the StudentAid.gov site.

Federal Direct Student Loans

Federal Direct Student Loan

Entrance Counseling

Promissory Note

�� Code of Conduct

Code of Conduct

In order to comply with Part G, Section 493 (e) of the Higher Education Opportunity Act (HEOA), �� has drafted the following Code of Conduct to be adhered to by its officers, employees, and agents who have any responsibilities in the area of education loans.

�� shall not enter into any revenue-sharing arrangement with any lender.

Employees in the �� Office of Financial Aid as well as any other employees with education loan responsibilities shall not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.

The �� Office of Financial Aid shall not refuse to certify, or delay certification of, any loan based on the borrower’s selection of a particular lender.

�� shall not request or accept from any lender any offer of funds to be used for private education loans (as defined in section 140 of the Truth in Lending Act), including funds for an opportunity loan pool, in exchange for a promise of providing the lender with a specified loan volume or a preferred lender arrangement.

�� shall not request or accept from any lender any assistance with call center staffing or financial aid office staffing.

Employees in the �� Office of Financial Aid as well as any other employees with education loan responsibilities who may be asked to serve on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors shall be prohibited from receiving anything of value from the previously listed outside entities except that the employee may be reimbursed for reasonable expenses incurred in serving on such advisory board, commission or group.